Woodforest National Bank
Form of verification:
ChexSystems and TeleCheck
- 2nd Chance account is $7.95 if you have direct deposit
- $9.95 if you do not. There is a 15.00 monthly fee FOR A BUSINESS ACCOUNT
- $25.00 one time debit card processing fee
However, in 6 months or less, the branch determines if you can move to a regular account or open a savings in addition to the second chance account, regular accounts, you can open immediately!
(Complimentary overdraft) requiring no credit will kick in after 30 days. It is $500 for direct deposit or $300 without it.
ALSO! Phone and Online banking are immediate overnight and they're open 7 days! They are VERY friendly and nice to those reported to ChexSystems.
Email from the bank:
Before you can open an account with Woodforest National Bank we do run TeleCheck and ChexSystems. If you have any unpaid closures reported by a merchant or another financial institution on either one of these reports you will only qualify for our Second Chance Checking account. You will be able to open an account with us as long as we are able to properly verify your identity and you do not have an unpaid charged off account with Woodforest National Bank.
Types of accounts offered:
Second chance checking
Learn more about Woodforest National Bank