Chime is our #1 best choice of banks that don’t use ChexSystems in Kansas. At Chime, your poor banking history does not matter. Chime offers banking services and no monthly charges on foreign transactions.
Its services include a Chime Credit-Builder Visa Credit Card, a debit card, and a financial app, and Chime does not check your credit for any of them.
Opening a checking account with Chime offers you the opportunity to build your credit with their unique Credit-Builder Visa Credit Card. This comes with no interest charges, and a secured credit card for your use.
If you want to get your paycheck two days earlier, then Chime offers direct deposit. Additionally, you can deposit cash at 8,500 Walgreens locations for no fee.
Current is a financial technology provider, not a physical bank, and as such, it does not have physical branches. It offers services to those who cannot get a bank account due to their ChexSystems report.
Current provides no overdraft fees, and they do not charge monthly or annual fee for their services on simple accounts. Furthermore, you get to use your Current debit card across 40K+ Fee-Free AllPoint ATMs.
Currently, Current does not charge you for overdrafts up to $100, and they offer 4% APY on Savings Pods. Their Premium Account offers paychecks via direct deposit two days early, and you can enjoy unlimited mobile-banking services.
Visit this link to access all the convenience that Current offers.