Delaware Second Chance Banks & Credit Unions

Nowadays, it can be really hard to find a bank that doesn’t use credit reporting agencies in Delaware. But have no fear! Other options might be even better. A second chance bank account is a version of a standard checking account offered by a financial institution that doesn’t work with a credit reporting agency like EWS or ChexSystems. The bank can still check your history, but because it is a second chance bank, it offers an account with a slightly higher monthly payment.

At the end of the day, it’s not about giving out a loan or mortgage, but about letting you manage your funds!

Wilmington Savings Fund Society

Delaware citizens can take advantage of WSFS Bank's Second-Chance checking-account program. You must deposit at least $100 and pay a monthly service charge of $12.95 to open a Second-Chance checking account. However, you will have access to 40+ WSFS Bank branches across Delaware (e.g., Newark and Wilmington).

Best Aspects:

  • WSFS Bank offers 24/7 ATM service.
  • WSFS Bank offers access to 40 physical branches.

WSFS Bank offers a checking account in Delaware for people with poor credit.

Learn more about Wilmington Savings Fund Society

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